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Mind The Gap:

The Cracks in the American Retirement System and What You Can Do About Them.


There are gaps everywhere you look. There are gaps in the sidewalk, gaps in the road, and small gaps in our windows sometimes where cold air seeps in during the winter. There are age gaps, philosophical gaps and communication gaps.

One of the most infamous gaps in history was the 18.5-minute gap in a tape-recorded conversation that took place in the Oval Office of the White House during the presidency of Richard M. Nixon. That little gap was the silence heard ’round the world during the Watergate investigation of the early 1970s.

Perhaps the most famous land mass gap is the American Grand Canyon. A little over a mile deep and 18 miles wide at its widest point, other chasms may be deeper and wider, but none has been visited, photographed and toured as much. Imagine the first humans who, trudging along on level ground, had their trek interrupted by that enormous gap, and how they must have felt as they pondered how to proceed.

In life, gaps are imperfections … breaks in the seam … interruptions along our intended pathway. To all but those who lead charmed lives, they are unavoidable, and they seem to appear when we least expect them.

This book aims to help you take caution while crossing the horizontal retirement landscape. Author Matthew C. Peck, CFP®, covers all of the cracks in the retirement system, ranging from Social Security and Income Solutions, to Medicare and Long-Term Care. Matthew has his Certified Financial Planner certification and is co-founder of SHP Financial. He is insurance licensed and has passed the Series 65 exam. He earned dual bachelor's degrees in history and English at the University of Connecticut in 2001, and he earned Boston University's Certificate of Financial Planning in 2015.

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